Job Description

Role: Product SME

Location: Remote

Duration: 12+ Months

Mandatory: We need a Product SME for Buy Now Pay Later products. Someone with Affirm, Klarna, Afterpay like company experience.

Core background:

• Exposure to product development or product management roles in consumer finance, installment lending, or credit products.
• Familiarity with merchant integration models, checkout flows, and API-based payment solutions.

Responsibilities:

• Product Strategy & Roadmap :
  • Define and evolve BNPL product vision aligned with business objectives.
  • Conduct market research and competitive analysis to identify trends and opportunities.
• Product Development :
  • Collaborate with engineering, design, and data teams to deliver BNPL features.
  • Draft user stories, prioritize backlog, and ensure timely delivery of product milestones.
• Risk & Compliance:
• Ensure adherence to consumer credit regulations and data privacy laws.
• Partner with risk teams on credit underwriting, fraud prevention, and collections strategies.
• Merchant & Customer Experience:
  • Optimize checkout flows and merchant integration processes.
  • Drive initiatives to improve customer acquisition, retention, and repayment experience.
• Stakeholder Management :
  • Act as the BNPL product evangelist across internal teams and external partners.
  • Provide subject matter expertise during client discussions and partnership negotiations.

Requirements:

• Experience: 5+ years in BNPL, payments, or consumer lending products.
• Background: Prior roles at BNPL providers (e.g., Affirm, Klarna, Afterpay) or fintech firms.
• Strong understanding of installment lending mechanics and merchant discount models.
• Familiarity with API-based payment integrations and e-commerce platforms.
• Knowledge of regulatory frameworks (CFPB, GDPR, PCI-DSS).
• Tools: Agile methodologies, Jira, Confluence, API documentation.

Job Tags

Similar Jobs